What is business legal expenses insurance?

If you’re a business owner and you get hit with an unexpected legal problem, business legal expenses insurance could cover the cost of legal representation and provide you with expert legal advice.

How can business legal expenses insurance help?

Business (or commercial) legal expenses is typically designed to help you to get expert legal advice with problems  such as employment tribunals or commercial contract disputes, it could also provide cover for legal representation and expenses in the event of a claim. 

Typically, business legal expenses insurance could provide cover for legal representation or unforeseen legal costs relating to your property, employment, or contract disputes.

Do you already have it?

It is often sold as an addition to other business insurance products so it's always a good idea to check your existing policies as you may already have it. 

What doesn't legal expenses insurance cover?

Business legal expenses insurance cover will vary between providers, but there are some things that typically it can't help with. These might be:

  • Issues that started before you bought the policy.
  • Legal costs you pay out before your claim is accepted.
  • Claims where the likelihood of success, or ‘reasonable prospects of success’ are evaluated as being less than 51% at any time.
  • Anything specifically excluded; the relevant policy documentation will set out what is and what is not covered.

Speak to your insurance adviser to find out more about business legal expenses insurance.

Funding your case

If you are looking to fund your case without a legal expenses insurance policy, these are the steps you should take

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Our legal process

At DAS Law we make our legal process clear and simple, with our expert legal team there to support you from start to finish.

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