What is business legal expenses insurance?

If you’re a business owner and you get hit with an unexpected legal problem, business legal expenses insurance could cover the cost of legal representation and provide you with expert legal advice.

How can business legal expenses insurance help?

Business (or commercial) legal expenses is typically designed to help you to get expert legal advice with problems  such as employment tribunals or commercial contract disputes, it could also provide cover for legal representation and expenses in the event of a claim. 

Typically, business legal expenses insurance could provide cover for legal representation or unforeseen legal costs relating to your property, employment, or contract disputes.

Do you already have it?

It is often sold as an addition to other business insurance products so it's always a good idea to check your existing policies as you may already have it. 

What doesn't legal expenses insurance cover?

Business legal expenses insurance cover will vary between providers, but there are some things that typically it can't help with. These might be:

  • Issues that started before you bought the policy.
  • Legal costs you pay out before your claim is accepted.
  • Claims where the likelihood of success, or ‘reasonable prospects of success’ are evaluated as being less than 51% at any time.
  • Anything specifically excluded; the relevant policy documentation will set out what is and what is not covered.

Speak to your insurance adviser to find out more about business legal expenses insurance.

Funding your case

If you are looking to fund your case without a legal expenses insurance policy, these are the steps you should take

Learn more
Our legal process

At DAS Law we make our legal process clear and simple, with our expert legal team there to support you from start to finish.

Learn more

Read our legal blog

Property disputes , General advice What to do if a car blocks your driveway

What action can you take if someone parks outside your home and goes on holiday?

June 2018
Goods & services disputes , General advice How to deal with ticket touts

Recently the Advertising Standards Authority took action against four of the main secondary ticketing websites after finding that they were not transparent with consumers about additional fees and charges.

June 2018
Goods & services disputes , General advice How can I fight a parking ticket?

There are a number of important differences between parking tickets from the local council and those enforced by private companies. DAS Law has the lowdown on parking tickets and tells you how to pursue a dispute and avoid paying penalty charges.

May 2018
Goods & services disputes Cancellation: “Hi, Domino’s? Yeah, I’ve changed my mind, keep it.”

Can we cancel when buyer’s remorse occurs? The answer is often yes, but it can turn on some surprisingly arbitrary points.

March 2018
Family disputes , General advice If your engagement doesn't have a happy ending, who gets the ring?

If your fiancée unexpectedly breaks off the engagement, who gets to keep the engagement ring?

February 2018
Employment disputes Your rights if it's too cold in the workplace

Travelling to and from work in low temperatures is an unfortunate necessity, but what are your rights if your workplace itself is too cold for comfort?

April 2018
Goods & services disputes , General advice How to escape your gym contract in the new year

What are a gym member’s rights to terminate their contract?

January 2018
Family disputes New right to paid leave for bereaved parents: A welcome move

Kimberly Manning from DAS Law talks about employment implications of the proposed Parental Leave (Pay and Leave) Bill.

November 2018
Property disputes The Property Boundaries Bill: Drawing a line under it

The Property Boundaries (Resolution of Disputes) Bill is currently awaiting its second reading in the House of Lords. So is this the end of the court’s involvement in boundary disputes?

November 2017
Property disputes My neighbours' bonfire night party is causing a nuisance, what can I do?

Who is responsible if someone gets hit by a firework at a party? Are there restrictions on when you can have a bonfire? We set out some essentials you need to know.

November 2017
Property disputes , General advice How Halloween can turn into a legal fright night

Halloween is generally a ‘spooktacular’ time for all but a few bad apples can spoil the fun. So what can you do if someone chooses to play a trick and damages your property? Are you responsible if a child is allergic to the sweets you gave them?

October 2017
Personal services Car insurance, tax and MOT

As a vehicle owner, it is your duty to ensure that your car is taxed and has a valid MOT, and as a driver you must also have valid insurance. Failing to follow these rules is a criminal offence

April 2018
Personal injury services , Road traffic accidents , Accidents at work Claiming on behalf of someone killed

If someone close to you dies due to a criminal act of intent or through an accident, such as a road traffic accident or an industrial injury, you should be able to claim compensation

April 2018